Loan Code provides SBA loans, conventional commercial loans, and bridge financing tailored for startups, acquisitions, real estate investments, construction projects, expansion, and debt restructuring needs.
Business owners, entrepreneurs, real estate investors, and business buyers who are U.S. residents seeking commercial-purpose funding.
Timelines vary by deal complexity, but many transactions move from application to funding within two months, depending on documentation, asset type, and underwriting requirements, including licenses and government approvals.
Requirements vary based on loan type and transaction structure. Typical documents include financial statements, tax returns, bank statements, project details, and purchase agreements.
Yes. Loan Code supports qualified startup funding scenarios, especially when backed by strong business plans, industry experience, collateral, or other supportive indicators of financial strength.
Yes. Loan Code structures financing for commercial and investment real estate, including acquisitions, developments, and value-add opportunities.
Bridge loans provide short-term financing and capital injections to quickly secure opportunities, such as acquisitions or property purchases, while waiting for long-term funding or liquidity events.
Loan Code specializes in business-purpose and real-estate investment lending with a flexible, strategic approach, offering faster decisions, tailored structures, and specialized expertise in complex commercial and investment transactions.
Loan Code evaluates deal structure, cash flow, collateral, tax returns, purchase or applicable agreements, existing financials, business reputation, credit, and overall business or investment strength to determine funding viability and align financing with each opportunity.
Submit an online application or call us to speak directly with a Loan Code loan officer.
Minimum Net Worth: $100,000
Loan Amount: $500,000 and above
Cash Flow: Minimum 1.25x debt service coverage ratio
Recourse: Full recourse
Guarantees: Personal guarantees required
Loan Cost: 2% to 6% of the loan amount
Loan Term: Interest-only options through terms of up to 25 years